When it comes to health insurance plans, many of which can be expensive and poised to be more costly in 2026, do New Jerseyans know what they are paying for? The answer appears to be “yes,” according to the latest Rutgers-Eagleton Poll in collaboration with the National Association of Benefits and Insurance Professionals New Jersey Chapter (NABIP-NJ).
“New Jersey voters show a notable degree of confidence in navigating their health insurance, but many continue to grapple with a system they view as complicated, costly, and shaped by forces beyond their control,” said Ashley Koning, an assistant research professor and director of the Eagleton Center for Public Interest Polling at Rutgers University-New Brunswick. “The results point to a public that feels prepared to make choices within the system yet remains concerned about the affordability of care and the extent of the state’s role in shaping available options.”
Voters generally feel confident in their health insurance knowledge. Among those who have health insurance, 84% percent say they are confident in their understanding of their chosen plan (41% “very,” 43% “somewhat”) and 71% are confident in their understanding of the difference health insurance plan options available to them (32% “very,” 39% “somewhat”).
“This survey underscores the value of the broker in helping New Jerseyans understand their options to enable them in purchasing the health insurance that best suits their families’ needs,” said Jim Lardiere, NABIP-NJ president. “Health insurance brokers can be a key element in the process of purchasing insurance, driving costs down by fully educating the consumer and ensuring premium dollars are not being wasted on plans that are generally beyond the needs of the policy holder.” To read the full story.